PUTTING YOU IN CONTROL OF YOUR FUTURE

Life is a gamble and things don’t always go to plan. The best bet is to protect yourself against risk and know that your finances will be secure, no matter what hand you are dealt.

We can show you how to become the master of your destiny by:

  • Eliminating your vulnerabilities

  • Providing a safety net for your loved ones and dependents

  • Creating a payment back-up plan for your debts, bills and expenses

  • Locking in your estate wishes for your family’s future

  • Delivering the lifestyle you deserve

  • Securing your dream home regardless of your stage in life

We specialise in bringing your life’s wish-list to fruition, while shielding you from the storms that can hit without warning. Managing your financial affairs yourself is challenging and can leave you unintentionally exposed. You need an experienced, objective team with the expertise to map out a suite of options that will safeguard your interests, now and into the future.

That’s where we step in.

 

Protecting what’s important – Insurance

No one has a crystal ball. And few can truly comprehend the devastating financial fall-out of a catastrophic event, accident or illness.

Insurance is an affordable must-have safeguard against unforeseen events that shores up your financial security. It is about reducing the vulnerabilities in your life and protecting you from risks you can’t imagine.

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In consultation with you, we work out what you really need, crunch the numbers and find the best solution that fits within your budget. Getting this right is crucial for avoiding costly mistakes and reducing the stress and anxiety that result when things go wrong.

Leveraging our decades of experience, we know how to precisely work out what you need, and how to tailor a solution that fits. Our service is comprehensive and is all about you. We:

  • Assess your situation and identify where you are exposed
  • Review any existing cover you have
  • Calculate the numbers to make cover affordable
  • Identify the best-fit products the market has to offer and tailor a solution that matches your needs
  • Routinely monitor your circumstances and review your policies
  • Help you get paid sooner should you need to make a claim

 

Saving for life after work – Superannuation & SMSFs

Many dream about the day they can retire and sit back and enjoy the rewards of their lifetime of hard work. And we’re here to make sure yours doesn’t become a nightmare, offering a range of solutions to boost your savings, including the establishment, management and administration of Self Managed Superannuation Funds (SMSF).

In return for the additional freedom and control that an SMSF provides, there are also extra responsibilities you must adhere to ensure they comply with the stringent rules and regulations.

At EKS Financial Planning we take the hard work out of setting up your SMSF. We’ll deal with all the paperwork, liaise with the ATO and provide the advice and ‘hands on’ assistance. You’ll need to sign a few documents and make some big decisions, but we’ll be here guiding you and taking care of all the granular details.

We take you through a simple 10 step process to get you up and running as soon as possible:

SMSF 10 Steps - Click here

1. ESTABLISH CORPORATE TRUSTEE ENTITY FOR YOUR SMSF
Corporate Trustee documents and ASIC application
Completed by EKS FP on your behalf

2. ESTABLISH THE TRUST DEED
A legal document that covers how to establish and run your SMSF.
Completed by EKS FP on your behalf

3. BECOME REGULATED
Lodgement to be become a regulated Superannuation Fund
Completed by EKS FP on your behalf

4. NOTICE OF CONSENT
Required to allow you to act as a trustee
Completed by EKS FP on your behalf

5. SIGN THE DOCUMENTS
This includes the Trust Deed and other required documentation
These will emailed to you for execution

6. REGISTER YOUR TFN AND ABN
Submitted to the ATO by EKS FP on your behalf

7. OPEN A BANK ACCOUNT
This is purely for the use of the SMSF and is separate from your personal or business accounts
Completed by EKS FP on your behalf. Documents emailed to you for authorisation

8. ROLLOVER EXISTING FUNDS
Add any existing superannuation savings to your SMSF
Forms emailed to you for execution and sent to EKS FP once ABN is received from ATO

9. RE-DIRECT CONTRIBUTIONS
So your employer can make contributions to your SMSF
Forms and documents prepared by EKS FP for you to forward to your payroll office

10. PROCEED WITH INVESTMENT SELECTION
Develop investment strategy based on chosen investment.
EKS FP can provide guidance if required.

For further information about Self-managed Super Funds please download the following PDFs: SMSF Establishment intro and SMSF FAQ

Leave your legacy – Estate Planning

We will honour your life’s work by ensuring your estate is dispersed to your chosen beneficiaries in a way that is cost-effective and unambiguous. We will capture your wishes in carefully-worded and legally-binding estate planning documents, giving you complete control over the legacy you leave.

Borrowing to buy property – Mortgage broking

Getting the right loan to suit your needs is a huge challenge that involves more than just searching for the cheapest rate. Partnering with our team of specialist mortgage brokers we will help you navigate the supermarket of lenders, tailoring a financing solution that ticks all your boxes and complements your big-picture life goals.

Put your money to work – Investment Planning

Get your money working smarter with a disciplined investment plan specifically created to provide you with income, capital growth or both. We team up with our investment professionals to examine all options, consider all relevant asset classes and find the best approach to invest your hard eared money without taking unnecessary risk.